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CLIMATE SNAP
Two-input climate-risk API
RESILIENCE SCAN
10-day A&R taxonomy sprint
A&R LEADERSHIP LAB
Management & board workshop
Investor Services
Strategy, certification & impact measurement
Data Insights
Credit, climate & performance analytics
Digital Tools
App & API builder for field teams
Products
Investor ServicesData InsightsDigital Tools
Turnkey Solutions
Climate SNAPResilience SCANA&R Leadership LAB
ImpactAboutContact
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ENFRES
Social FinTech · Berlin

Smart finance.
People first.

Digital tools and consulting services that help banks, microfinance institutions and investors lend fairly, manage climate risk and prove their impact.

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The YAPU platform

Products and Services built for resilient lending

The software backbone for institutions — from client assessment at transaction level to portfolio-wide reporting.

Investor Services

Strategy development, portfolio certification, impact measurement and alignment with leading international climate risk frameworks (IFRS S1/S2, Basel framework).

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Data Insights

Credit, climate and performance analytics that turn the data you already gather into climate-smart decisions, recorded at the transaction level, disaggregated at the portfolio level.

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Digital Tools

An offline-first field app and API platform that enables digital data collection, field operations, and better credit decisions, aligned with the climate reality of the borrower.

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Turnkey solutions

Three sprints to qualify for your institution for climate finance

Fast, focused engagements that turn what you already do into financeable, reportable climate action.

CLIMATE SNAP

Instant climate-risk visibility from just two data points — geolocation and activity — scored in real time across your whole portfolio.

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RESILIENCE SCAN

Reveal the Adaptation & Resilience finance you already provide — a 10-day sprint that turns field experience into a financeable taxonomy.

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A&R LEADERSHIP LAB

Align your leadership on clear A&R Finance cornerstones in a focused management & board workshop.

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Who we work with

We work with a wide range of actors within the climate finance ecosystem.

Inclusive Financial Service Providers

Assess more clients, faster, without losing the human touch.

Banks & lenders

Quantify climate & ESG risk across the whole loan book.

Impact investors

Monitor portfolios and prove impact in real time.

Trusted by

United Nations
IDB Invest
IDB Lab
BNP Paribas
FMO
Fondation Grameen
SIDI
CAF
Enclude
European Microfinance
IFAD
Rice Exchange
United Nations
IDB Invest
IDB Lab
BNP Paribas
FMO
Fondation Grameen
SIDI
CAF
Enclude
European Microfinance
IFAD
Rice Exchange
Génesis
Banco de Loja
RFD
Codesarrollo
Fundecooperación
BFA
Banco Adopem
Banco de la Mujer
Espoir
Coomultagro
Tulcán
Guaranda
CAURIE
Nitlapán
Génesis
Banco de Loja
RFD
Codesarrollo
Fundecooperación
BFA
Banco Adopem
Banco de la Mujer
Espoir
Coomultagro
Tulcán
Guaranda
CAURIE
Nitlapán
Global presence

Operations across three continents. Clients across the globe

Supporting financial institutions and development organizations in building resilience finance for the most vulnerable.

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Institutions supported
YAPU officesActive regionsPartner countries · tap a card to highlight

Latin America

24 countries

Africa

11 countries

Asia

2 countries

Ready to lend for resilience?

Start in the app today, or talk to us about your portfolio — we'll tailor a path for your institution.

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